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How do first time investors make a mutual fund comparison?

As an investor, you have many mutual fund options to choose from. There are a number of Mutual Funds available in the markets. However, you need to take a closer look to make a mutual fund comparison.

Making a mutual fund comparison in India among so many mutual funds and selecting the one which suits your needs can be a tough task. However, below checkpoints can be helpful when it comes to selecting a fund.

Check if the fund you are selecting matches your goals. Outline your investment goals with the assistance of a financial advisor. Then it would be easier to make a mutual fund comparison with a mutual fund comparison tool to find the best-suited fund type.
Assess how the respective asset class works. This could be related to the type of assets in the fund. In equity funds, it is the rise in the market value of the concerned shares that give you returns whereas in debt funds it is a fall in interest rates that increase the NAV and the future value of your investment.
Check how liquid is this investment. If you are in need of money on an emergency basis, would you be able to sell immediately?
Some investments have lock-in periods during which it cannot be sold, for example, ELSS investments, some have exit loads. Perform a mutual fund comparison for all these parameters before going for the type of fund.

Look how long has the AMC been in business. Is their management experienced? Have they made money for investors before?
Use a mutual fund comparison calculator to check how has this fund performed over the long run? Where can you get an independent evaluation of this fund? You can also refer to factsheets of mutual fund schemes that would show you their past performance. Check performance over long periods like 5 years or so that will give you an idea of how the fund has performed in different market cycles.
Check the total fees structure of the scheme . Investments bought through distributors charge a transaction fee and commission. Mutual funds charge an expense ratio, for managing investments. You can invest in Direct Plan to of mutual funds wherein no commission and transactions charges is to be paid to save cost.
Yes, stay informed of these vital details too before you decide to select a mutual fund!

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Tips to improve your metabolism

“I just don’t understand, whyit always happens to me Mama, I eat less yet gain so much weight; while look at Jenny, she eats a ton, never exercises, still she never pops up on weighing scale. I am so frustrated and disheartened”, complained Ruby to her mother.

This is something many of us wonder, but why this happens? Well, weight gain can be due to many reasons, but metabolism is a crucial determining consideration. Now what is this Metabolism and why is it so relevant?

Metabolism in simple worlds, can be explained as a complex bodily chemical process which is fundamental for all activities we perform like walking, running, breathing, food digestion, circulationetc. In a nutshell; this process keeps us alive and functional.

If you have high metabolism, you are inclined to burn more calories, therefore gaining less weight even whileconsuming more food.

Our metabolic rate is controlled by many aspects including gender, age, physical activity level andbody type & size. BMR or basal metabolic rate is our metabolism or calories spend while at rest. Today we are sharing some pro tips to upsurge your metabolic rate:

Exercise is the mantra: It is no secret that good physical activity on daily level can improve your metabolism. Most people think exercise means running or heavy workout, but metabolism can also be enhanced with yoga, cycling, dancing, swimming, playing favourite outdoor sports too. Then why not choose what you love and give your metabolism a quick acceleration.

Change in food habits:

Eat small quantities of food every two hours
Have your breakfast within an hour of waking in morning
Drink plenty of water
Green tea, coffee, spicy foods, apple cider vinegar ginger, dark chocolates also helps in increasing metabolic rate
Avoid sugar laden energy drinks and junk food items
Include more proteins in your daily diet since proteins digestion is time consuming for body which gives you feeling of fullness. Add proteins like pulses, lean meat, eggs, whole grains (like brown rice), soya, sprouts
Cut down on trans fats. Include limited amount of healthy fats like nuts
Spend time outdoors:Fresh air provides more oxygen to body and improves metabolism however in pandemic situation keep mask and social distance in mind.

Avoid prolong sitting: Pandemic has imposed work from home culture where we are inclined to spend more hours sitting at desk or on sofa. But standing helps in improving metabolism. Take regular break from work and move around.

Refreshingsleep: Eight hours of undisturbed sleep not only revitalize your body but also helps in escalating metabolism.

Stay happy and positive: If you are happy you are more likely to be active and productive, which boosts metabolism. Meditation and time spend with loved ones helps improving mood and removes stress which improves metabolism.

A good metabolic rate provides you with ample energy, better health and helps in shedding some weight too.

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Manhood Odor and the Food that Affects It

Guys who pay careful attention to their manhood health are already aware that manhood odor can be an annoying and persistent problem. That unfortunate aroma that wafts from a man’s mid-section can be embarrassing at the office and a disaster on a date. There are several causes related to manhood odor, but one which many men forget about is simply the food that they eat. Sometimes altering one’s diet can have a positive effect on the aroma that assaults a date when the pants come off.

Food
It shouldn’t be a surprise to learn that what one eats can impact manhood odor. After all, “you are what you eat,” and health specialists have for years discussed the link between regular body odor and diet. Well, the same holds true for diet and manhood odor – and perhaps it’s even more important where the smelly manhood is concerned.

Why? Simple. Because it is kept in a heated situation- nestled between (usually) two layers of clothing and (usually) surrounded by a thick thatch of insulating hair, the manhood is already prone to sweat and bacteria, which in turn leads to unwanted smells. So an “odor situation” is already likely to exist before odors originating from food are added in.

The food-based aromas typically are a result of the breakdown of the foods in the body, which gets absorbed and used and then released through feces, urine and sweat. It’s the strong food odors that are found in the urine and sweat that specifically add to the male organ odor content.

What to avoid
Every man’s body and metabolism is different, so a food that creates a big stink in one guy may not in another. However, here are a number of foods that typically score higher on the odor-causing charts.

• Meat. Yep, all those manly hamburgers and steaks that taste so great are notorious for adding an unpleasant “meaty” odor to the body. One study took sweat from vegetarians and from meat eaters and asked women to rate them; the red meat-based sweat was a non-starter.

• Asparagus. It’s so healthy, but this amazing vegetable is a “stink sink,” especially when it gets into the urine.

• Chicken tikka masala. Actually, any foods that include healthy amounts of curry and cumin can create distinctive smell issues. These strong spices create a taste sensation, but they also have a habit of hanging around in the body for quite a while. A spicy manhood odor can easily result.

• Garlic. Is anyone surprised about this? After all, garlic is already famous for scaring off vampires with its pungent odor.

• Booze. Various alcohols have various aromas, but none of them really smells attractive when filtered through the body’s sweat system. Rather than going overboard on alcohol, a man should increase his water intake; staying well hydrated is one of the best ways to help fight body and manhood odor.

• Fish. Women often complain that their boyfriend’s manhood has an especially “fishy” smell, and indeed fish is one of the biggest body odor culprits. Blame choline, a chemical often found in fish which interacts with some men’s metabolism to create an obnoxiously strong presence.

Paying attention to food can help diminish unwanted manhood odor, but diet alone cannot do the whole trick. Proper hygiene is essential, as is the daily use of a top drawer manhood health crème (health professionals recommend Man1 Man Oil, which is clinically proven mild and safe for skin). Not just any crème will do; it’s crucial that the chosen crème contains vitamin A. This vitamin possesses antibacterial properties which seek out and destroy many of the bacteria that can give rise to a manhood stench. Further odor fighting benefits derive if the crème also contains she abutter, which is a high end emollient derived from the fruit of the shea tree. Shea butter hastens dermatological healing, which in turn can keep the skin healthier and more resistant to bacteria.

Visit http://www.menshealthfirst.com for additional information on most common manhood health issues, tips on improving manhood sensitivity and what to do to maintain a healthy manhood. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.

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